When it comes to covering funeral expenses, you have two main options: a funeral plan and funeral insurance. A funeral plan allows you to pre-arrange and pre-pay for your funeral services, ensuring that your wishes are respected and the cost is locked in at today’s rates. This means no rising costs due to inflation, and your family won’t have to worry about the financial burden of arranging your funeral. A funeral plan also allows you to personalise your service to reflect your life and values. On the other hand, funeral insurance provides a lump sum payout to your beneficiaries, which can be used to cover funeral costs, but the payout may not fully cover expenses, and your family will be responsible for making the arrangements.
Rising funeral insurance premiums can create unexpected financial strain, as what may start as an affordable plan can quickly become costly, often exceeding the price of a daily coffee. Many people don’t realize that premiums increase with age, and after paying into the policy for years, they’re often left with no accumulated value or real funeral plan. This can be disheartening, especially when families are already burdened by the rising cost of living. This is why pre-arranging your funeral can be a better option. By planning and paying for your funeral in advance, you lock in today’s prices, relieving your family from future financial strain and ensuring your wishes are fully met.
At Newhaven Funerals, we ensure that your pre-paid funeral is fully arranged and ready when you need it. We take the time to understand your funeral wishes, ensuring everything is paid in full, so there are no unexpected costs or hidden extras. With us, you can have peace of mind knowing that your loved ones won’t be left with any financial burden, and your funeral will be exactly as you envisioned. We’re here to help you plan every detail, offering comfort and support to both you and your family during a difficult time.
Your pre-arranged funeral plan with Newhaven Funerals offers flexibility, as it can be easily transferred to another family member if needed. This ensures that your wishes can still be honored, no matter the circumstances. Additionally, when you pre-arrange your funeral with us, you automatically receive a 30-day cooling-off period. If you choose to cancel within this period, we are required to provide a refund, minus a $50 cancellation fee, with the remaining balance returned within 7 days of receiving your notice. Furthermore, you can cancel your pre-paid funeral plan at any time with a small deduction, ensuring you have complete control over your arrangements. Whether you’re planning for a funeral in Brisbane, the Gold Coast, or Logan, Newhaven Funerals offers peace of mind, security, and the ability to adjust your plan as needed.
At Newhaven Funerals, we go beyond just settling the finances. We pay close attention to the finer details, such as selecting the coffin, arranging flowers, and choosing the music for your service. We also take care of recording important family details, including mother’s and father’s names, place of birth, marriage details, and children’s names to ensure everything is in order for the registration.
To learn more about funeral cover in Queensland, you can refer to the information provided by the Queensland Government here.
If you’d like guidance on planning, feel free to speak with one of our experienced Brisbane, Logan, or Gold Coast funeral directors. We’re here to help you navigate the process with care and understanding.
Choosing a pre-paid funeral with Newhaven Funerals ensures peace of mind, personalised care, and the certainty that everything will be taken care of. With a funeral plan from Newhaven Funerals, you can avoid the stress of premium payments, lock in your costs, and ensure your loved ones won’t have to navigate the emotional and financial challenges during a difficult time.
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