Following on from last night’s story on A Current Affair, I thought it time to revisit a post we did about this back in 2021 and our thoughts on pre-paid funerals vs funeral insurance.

I hope this story provides some timely advice for you, but if you would like additional information or would like to discuss the advice in this story, please feel free to contact us direct at 1800 644 524.

Benefits of Pre-Planned Funeral Arrangements vs Funeral Insurance

Let’s discuss death and how we pay for it. Yes, it’s not a topic that sits well with anyone. But the hard reality is that it’s the only sure thing in life, and it is inevitable.

However, what’s not inevitable is the burden placed on the family for the costs of your funeral.

It can be too overwhelming for your family to decide how to pay for a funeral and the best options to take once death has occurred.

There are many options available for both pre-planned funeral arrangements and funeral insurance, so having all the information for both options is the best way for you to make an informed and educated decision.

Funeral Insurance – The Pros and Cons

Like other insurance types, you pay a regular premium in exchange for a fixed amount of insurance coverage to be paid out after your death.

When taking out a funeral plan or funeral insurance, be careful to read the fine print and understand the contract thoroughly before signing it.



Some insurance companies advertise plans as affordable, but in reality, this depends on your age and health.

The premiums might end up increasing over the years, and you could end up paying more than what the funeral would cost.

Prepaid funerals – The pros and cons

A prepaid funeral is when you purchase your funeral plan in advance with a funeral home of your choice.

You have the flexibility and control of discussing the type of funeral you’d like with a Funeral Director and then paying for it with a payment plan under today’s prices.



Burials and cremations can be costly if you have not prepared in advance, so it is always a good idea to have arrangements in place.

At Newhaven Funerals, we are on your side and have created a dedicated funeral plan backed by State Government Legislation and designed to protect you.

You can be sure that any contributions you make to your funeral plan will be safe and ready to help your family in their hour of need.

Having a funeral plan will ensure that your wishes are carried out, and your investment won’t be canceled if you miss a payment.

Your family will not need to discuss whether burials or cremations are better because you will have made your decision clear to them, and your plan will have everything taken care of.

Contact us at Newhaven Funerals, or call us at 1800 644 524 for an obligation-free consultation so we can help you feel at ease with your funeral planning decisions.

Tim Connolly Funeral Director – Newhaven Funerals

Tim Connolly Funeral Director Newhaven Funerals

Tim Connolly – Funeral Director

Newhaven Funerals Brisbane & Gold Coast.

Growing up around funerals since the age of six allows Tim a unique understanding of how a family owned funeral business should be.

Since leaving school in 1992 Tim has been deeply involved in all aspects of operating their family owned business, including operating crematoriums, memorial gardens and pet cremation business.

Tim is always available to assist all clients with any request